{"id":73110,"date":"2026-01-15T15:22:51","date_gmt":"2026-01-15T14:22:51","guid":{"rendered":"https:\/\/tcm.be\/glossarium\/boek-xix-wer\/"},"modified":"2026-01-15T15:29:59","modified_gmt":"2026-01-15T14:29:59","slug":"boek-xix-wer","status":"publish","type":"glossarium","link":"https:\/\/tcm.be\/en\/glossarium-en\/boek-xix-wer\/","title":{"rendered":"Book XIX Consumer Debt"},"content":{"rendered":"\n<p><strong>Book XIX WER<\/strong> is a section of the Belgian Code of Economic Law that has been applicable to the recovery of consumer debts by businesses since September 1, 2023.<\/p>\n\n\n\n<p>It requires businesses to first send a <strong>free payment reminder<\/strong> and limits recoverable damages and interest through <strong>statutory caps<\/strong>.<\/p>\n\n\n\n<p>The law aims to provide better protection for consumers within the framework of <strong>amicable debt collection<\/strong>, imposing strict formal requirements and deadlines on creditors.<\/p>\n\n\n\n<p><strong>Would you like more information? <a href=\"https:\/\/tcm.be\/en\/contact-us\/\" data-type=\"link\" data-id=\"https:\/\/tcm.be\/en\/contact-us\/\">Contact us<\/a> or read the article below:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/tcm.be\/en\/adjustment-of-book-xix-moderation-instead-of-annulment-of-general-terms-and-conditions\/\" data-type=\"link\" data-id=\"https:\/\/tcm.be\/en\/adjustment-of-book-xix-moderation-instead-of-annulment-of-general-terms-and-conditions\/\">Adjustment of Book XIX: Moderation Instead of Annulment of General Terms and Conditions<\/a><\/li>\n<\/ul>\n\n\n\n<p><em>Last modified: 15\/01\/2026<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-73110","glossarium","type-glossarium","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/glossarium\/73110","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/glossarium"}],"about":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/types\/glossarium"}],"wp:attachment":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/media?parent=73110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}