{"id":73120,"date":"2026-01-15T15:48:52","date_gmt":"2026-01-15T14:48:52","guid":{"rendered":"https:\/\/tcm.be\/glossarium\/schuldbemiddeling\/"},"modified":"2026-01-15T15:51:43","modified_gmt":"2026-01-15T14:51:43","slug":"schuldbemiddeling","status":"publish","type":"glossarium","link":"https:\/\/tcm.be\/en\/glossarium-en\/schuldbemiddeling\/","title":{"rendered":"Debt mediation"},"content":{"rendered":"\n<p><strong>Debt mediation is a service where a mediator acts as a go-between for you and your creditors to create a realistic repayment plan.<\/strong> The mediator checks if your debts are valid, if they are past the legal deadline for collection, or if they contain unfair charges, and tries to reach a friendly agreement.<\/p>\n\n\n\n<p> Because <strong>creditors have to agree to the proposal<\/strong>, acceptance is not guaranteed. While <strong>often provided for free by the OCMW or CAW<\/strong>, you can also <strong>pay for mediation through a lawyer, notary, or bailiff<\/strong>. <\/p>\n\n\n\n<p>This process is meant for manageable debt levels; for those with long-term, structural debt, a collective debt settlement is usually the better option.<\/p>\n\n\n\n<p><em>Last modification: 15\/01\/2026<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-73120","glossarium","type-glossarium","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/glossarium\/73120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/glossarium"}],"about":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/types\/glossarium"}],"wp:attachment":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/media?parent=73120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}