{"id":71533,"date":"2024-04-12T08:36:14","date_gmt":"2024-04-12T06:36:14","guid":{"rendered":"https:\/\/tcm.be\/tcm-group-a-spotlight-on-tcm-usa\/"},"modified":"2025-11-26T19:47:18","modified_gmt":"2025-11-26T18:47:18","slug":"tcm-group-a-spotlight-on-tcm-usa","status":"publish","type":"post","link":"https:\/\/tcm.be\/en\/tcm-group-a-spotlight-on-tcm-usa\/","title":{"rendered":"TCM Group: A spotlight on TCM USA"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/tcm.be\/wp-content\/uploads\/2024\/04\/IMG_0283-768x1024.jpg\" class=\"wp-image-17476\" alt=\"\" title=\"\"><figcaption class=\"wp-element-caption\">Amir Erez &#8211; TCM USA (AGM Paris 2023)<\/figcaption><\/figure>\n<\/div>\n\n\n\n\n\n\n<p><em>TCM Belgium, has been part of the<strong>TCM Group<\/strong>, an international debt collection network, since 1995 and is the oldest active member of this group!<\/em><\/p>\n\n\n\n<p><em>The<strong>TCM Group<\/strong>itself has also pioneered<\/em><a href=\"https:\/\/tcm.be\/en\/services\/international-debt-collection\/\"><em><strong>international collection of unpaid invoices<\/strong><\/em><\/a><em>, being the first ever internationally organised collection network.<\/em><\/p>\n\n\n\n<p><em>.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Importance of international debt collection network<\/strong><\/h2>\n\n\n\n<p>Why does an international collection network play an important role in collecting international unpaid invoices?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>Global yet local<\/em><\/strong><\/h3>\n\n\n\n<p>Through the TCM Group, each member can offer<strong>local solutions in more than 100 countries<\/strong>. Each partner acts within the legal and cultural framework of the respective country, or even region!<br>That way, as a creditor, you are assured that no illegal debt collection practices will take place in accordance with local legislation, and that you will not be at risk of litigation.<br>In addition, a local approach, in one&#8217;s own language and according to one&#8217;s own customs, has a higher impact in collecting unpaid invoices than a general summons from abroad.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>Adherence to code of ethics<\/em><\/strong><\/h3>\n\n\n\n<p>On top of ensuring that each country&#8217;s legislation is followed to perfection by our partners,<strong>all TCM Group members must also subscribe to a code of ethics<\/strong>. This assures the creditor that the debtor will be treated correctly wherever they are.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>Insurance on the collected money<\/em><\/strong><\/h3>\n\n\n\n<p>Not only is the creditor assured of a correct follow-up of the unpaid invoice, he is also<strong>assured that the collected money actually reaches his account<\/strong>!<br>Regardless of legal or politico-economic situations that might block a payment. In the event of a transfer problem, the TCM Group Guarantee Fund assists. All group members pay an annual contribution to this fund.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>Screening of partners<\/em><\/strong><\/h3>\n\n\n\n<p>All partners wishing to join the TCM Group network must meet strict criteria in terms of seniority, quality and solvency.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>TCM USA<\/strong><\/h2>\n\n\n\n<p>Every year, the TCM Group holds an AGM (Annual General Meeting). These meetings are important not only to go over practical and legal points and adjustments, but also to maintain contact between the partners.<strong>Our partners are not found through Google, but sometimes have known each other for years<\/strong>.<\/p>\n\n\n\n<p>During the last AGM of 2023 in Paris, we found the time to submit some questions to our partners.<strong>We start with TCM USA (Amir Erez), as the 2024 AGM is organised by him and will take place in California<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>According to Amir, what are the advantages of the TCM Group, both as a partner but also as a creditor?<\/em><\/strong><\/h3>\n\n\n\n<p><iframe loading=\"lazy\" title=\"TCM USA TCM GROUP advantages\" width=\"600\" height=\"338\" src=\"https:\/\/www.youtube.com\/embed\/WvEIFMxNdTI?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n\n\n\n<p>&#8220;The<strong>exclusive membership<\/strong>of the TCM Group for the USA, is part of our<strong>core strategy<\/strong>to differentiate ourselves from the competition. Access to the TCM Group allows us<strong>to offer our clients a high-quality global follow-up of unpaid invoices<\/strong>, something not many collection agencies can do.<\/p>\n\n\n\n<p>This also<strong>opened doors to markets<\/strong>(education, hospitality, finance, technology&#8230; ) and large clients, to which we did not have access before.&#8221;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>What should we know about the regulation of collecting unpaid debts in the USA?<\/em><\/strong><\/h3>\n\n\n\n<p><iframe loading=\"lazy\" title=\"TCM USA B2C regulation\" width=\"600\" height=\"338\" src=\"https:\/\/www.youtube.com\/embed\/qLIz_Bha7Ig?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n\n\n\n<p>&#8220;Work with a partner who knows about the regulation of collecting unpaid invoices in all 50 states of the USA! This applies to both B2C and B2B claims.<\/p>\n\n\n\n<p><strong>This is because regulation can vary from state to state, and a collection agency must also be registered and licensed for each state in which it operates.<\/strong>In fact, many US debt collection firms (90%) operate regionally, but not federally.<\/p>\n\n\n\n<p>Especially for B2C claims, but certainly also for B2B claims, privacy laws are becoming stricter. In line with European GDPR legislation, California was the first state to implement its own version, the CCPA (California Consumer Privacy Act). Already six states have followed Calfornia in this.&#8221;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><em><strong>What else is important?<\/strong><\/em><\/h3>\n\n\n\n<p><iframe loading=\"lazy\" title=\"TCM USA know how to play the game\" width=\"600\" height=\"338\" src=\"https:\/\/www.youtube.com\/embed\/I2Db7TlIrJA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n\n\n\n<p>&#8220;The USA is a very complex region when it comes to collecting unpaid invoices. Debt collection is strictly regulated, and it becomes even more difficult to collect unpaid invoices from abroad in the USA.<\/p>\n\n\n\n<p><strong>Within our society, people are rather quick to go to court<\/strong>, filing lawsuits is &#8216;part of the game&#8217;, so if you don&#8217;t play the game right or don&#8217;t follow the rules, you will soon have a lawsuit on your hands&#8230;.<\/p>\n\n\n\n<p><strong>So it becomes all the more important to know your partner, and to know that they have the right licences to collect unpaid invoices.<\/strong>&#8220;<\/p>\n\n\n\n<p><strong>\u00a0<\/strong><\/p>\n\n\n\n<p><strong>\u00a0<\/strong><\/p>\n\n\n\n<p><strong>\u00a0<\/strong><\/p>\n\n\n\n<p><strong>\u00a0<\/strong><\/p>\n\n\n\n<p><strong><em>Do you have questions about collecting unpaid invoices in the USA?<\/em><\/strong><em>Please do not hesitate to contact us at s.dereze@tcm.be, or 0498 29 29 14.<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>12\/04\/2024<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/tcm.be\/wp-content\/uploads\/2024\/04\/IMG_0283-768x1024.jpg\" class=\"wp-image-17476\" alt=\"\" title=\"\"><figcaption class=\"wp-element-caption\">Amir Erez- TCM USA<\/figcaption><\/figure>\n<\/div>\n\n\n<p><em>TCM Belgium, maakt sinds 1995 deel uit van de<strong>TCM Group<\/strong>, een internationaal incassonetwerk, en is het oudste actieve lid van deze groep!<\/em><\/p>\n\n\n\n<p><em>Ook de<strong>TCM Group<\/strong>zelf heeft een pioniersrol gespeeld in<\/em><a href=\"https:\/\/tcm.be\/en\/services\/international-debt-collection\/\"><strong><em>het internationaal innen van onbetaalde facturen<\/em><\/strong><\/a><em>, ze is het eerste internationaal georganiseerde incassonetwerk ooit.<\/em><\/p>\n\n\n\n<p><em>.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Belang internationaal incassonetwerk<\/strong><\/h2>\n\n\n\n<p>Waarom speelt een internationaal incassonetwerk een belangrijke rol bij het innen van<strong>internationale onbetaalde facturen<\/strong>?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>Globaal maar toch lokaal<\/em><\/strong><\/h3>\n\n\n\n<p>Via de TCM Group kan elk lid<strong>lokale oplossingen aanbieden in meer dan 100 landen<\/strong>. Elke partner ageert<strong>binnen het wettelijke en culturele kader van het desbetreffende land<\/strong>,\u00a0<strong>of<\/strong>zelfs de<strong>regio<\/strong>!<\/p>\n\n\n\n<p>Op die manier bent u als crediteur ervan verzekerd dat er geen onwettige incassopraktijken zullen plaatsvinden conform de lokale wetgeving, en dat u geen risico loopt op procedures.<\/p>\n\n\n\n<p>Daarnaast heeft een lokale benadering, in de eigen taal en volgens de eigen gebruiken, een hogere impact bij het innen van onbetaalde facturen dan een generale aanschrijving uit het buitenland.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>Onderschrijving van ethische code<\/em><\/strong><\/h3>\n\n\n\n<p>Bovenop de verzekering dat de wetgeving van elk land tot in de puntjes wordt opgevolgd door onze partners,<strong>dienen alle leden van de TCM Group ook een ethische code te onderschrijven<\/strong>. Dit verzekert de crediteur ervan dat de debiteur correct wordt behandeld, waar deze zich ook bevindt.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>Verzekering op het ge\u00efnde geld<\/em><\/strong><\/h3>\n\n\n\n<p>Niet enkel is de crediteur verzekerd van een correcte opvolging van de onbetaalde factuur, ook is deze er zeker van dat<strong>de ge\u00efnde gelden ook daadwerkelijk op diens rekening belanden<\/strong>!<\/p>\n\n\n\n<p>Ongeacht de wettelijke of politiek-economische situaties die een doorstorting zouden kunnen belemmeren. Ingeval van een probleem inzake de doorstorting, springt het TCM Group Guarantee Fund bij. Alle leden van de groep storten jaarlijks een bijdrage om dit fonds te spijzen.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>Screening van de partners<\/em><\/strong><\/h3>\n\n\n\n<p>Alle partners die zich willen aansluiten tot het TCM Group netwerk, dienen strikte criteria te vervullen conform anci\u00ebnniteit, kwaliteit, en solvabiliteit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>TCM USA<\/strong><\/h2>\n\n\n\n<p>Elk jaar houdt de TCM Group een AGM (Annual General Meeting). Deze samenkomsten zijn niet enkel belangrijk om praktische en wettelijke punten en aanpassingen te overlopen, maar evenzeer om het contact tussen de partners te onderhouden.<strong>Onze partners zijn niet gevonden via Google, maar kennen elkaar soms reeds jaren.<\/strong><\/p>\n\n\n\n<p>Tijdens de afgelopen AGM van 2023 in Parijs, vonden we de tijd om enkele vragen aan onze partners voor te leggen. We starten met TCM USA (Amir Erez), gezien de de AGM van 2024 door hem georganiseerd wordt en in California zal doorgaan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>Wat zijn volgens Amir de voordelen van de\u00a0 TCM Group, zowel als partner maar ook als crediteur?<\/em><\/strong><\/h3>\n\n\n\n<p><iframe loading=\"lazy\" title=\"TCM USA TCM GROUP advantages\" width=\"600\" height=\"338\" src=\"https:\/\/www.youtube.com\/embed\/WvEIFMxNdTI?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n\n\n\n<p>\u201c<strong>Het exclusieve lidmaatschap<\/strong>van de TCM Group voor de USA, maakt deel uit van onze<strong>kernstrategie<\/strong>om ons te onderscheiden van de concurrentie. Dankzij de toegang tot de TCM Group kunnen wij onze klanten<strong>een kwalitatieve wereldwijde opvolging van onbetaalde facturen aanbieden<\/strong>, iets wat niet veel incassokantoren kunnen doen.<\/p>\n\n\n\n<p>Hierdoor werden ook<strong>deuren geopend naar markten<\/strong>(educatie, hospitality, finance, technologie,\u2026 ) en grote klanten, waar we eerst geen toegang toe hadden.\u201d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>Wat dienen we te weten over de regulatie van het innen van onbetaalde schulden in de USA?<\/em><\/strong><\/h3>\n\n\n\n<p><iframe loading=\"lazy\" title=\"TCM USA B2C regulation\" width=\"600\" height=\"338\" src=\"https:\/\/www.youtube.com\/embed\/qLIz_Bha7Ig?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n\n\n\n<p>\u201cWerk met een partner die op de hoogte is van de regulering van het innen van onbetaalde facturen in alle 50 staten van de USA! Dit geldt zowel voor B2C als B2B claims.<\/p>\n\n\n\n<p><strong>Per staat kan de regulering namelijk verschillen, en een incassokantoor moet ook voor elke staat waar ze werkzaam is geregistreerd zijn en een vergunning kunnen voorleggen<\/strong>. Veel Amerikaanse kantoren (90%) werken namelijk regionaal, maar niet federaal.<\/p>\n\n\n\n<p>Vooral voor B2C claims, maar zeker ook voor B2B claims, wordt<strong>de privacy wetgeving strikter<\/strong>. In lijn met de Europese GDPR wetgeving, heeft California als eerste staat een eigen versie ge\u00efmplementeerd, de<strong>CCPA<\/strong>(California Consumer Privacy Act). Reeds zes staten zijn Calfornia hier al in gevolgd.\u201d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>Wat is verder nog belangrijk?<\/em><\/strong><\/h3>\n\n\n\n<p><iframe loading=\"lazy\" title=\"TCM USA know how to play the game\" width=\"600\" height=\"338\" src=\"https:\/\/www.youtube.com\/embed\/I2Db7TlIrJA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n\n\n\n<p>\u201cDe USA is een heel complexe regio wanneer het op het innen van onbetaalde facturen aankomt. De inning van schulden wordt strikt gereguleerd, en het wordt nog moeilijker om in de USA onbetaalde facturen te innen vanuit het buitenland.<\/p>\n\n\n\n<p><strong>Binnen onze samenleving wordt nogal vlug naar de rechtbank gestapt<\/strong>, het aanspannen van rechtszaken is \u2018part of the game\u2019, wie het spel dus niet goed speelt of de spelregels niet naleeft, zal al vlug een rechtszaak aan zijn broek hebben\u2026. .<\/p>\n\n\n\n<p><strong>Het wordt dus des te belangrijker uw partner te kennen, en te weten dat deze de juiste licenties heeft om onbetaalde facturen te mogen innen<\/strong>.\u201d<\/p>\n\n\n\n<p><strong>\u00a0<\/strong><\/p>\n\n\n\n<p><strong>\u00a0<\/strong><\/p>\n\n\n\n<p><strong>\u00a0<\/strong><\/p>\n\n\n\n<p><strong>\u00a0<\/strong><\/p>\n\n\n\n<p><em>Heeft u vragen over het innen van onbetaalde facturen in de USA? Aarzel dan niet om contact met ons op te nemen via<\/em><a href=\"mailto:s.dereze@tcm.be\"><em>s.dereze@tcm.be<\/em><\/a><em>, of 0498 29 29 14.<\/em><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>12\/04\/2024<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n","protected":false},"excerpt":{"rendered":"<p>TCM Belgium, has been part of theTCM Group, an international debt collection network, since 1995 and is the oldest active member of this group! TheTCM Groupitself has also pioneeredinternational collection of unpaid invoices, being the first ever internationally organised collection network. . Importance of international debt collection network Why does an international collection network play [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":24804,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[63,82],"tags":[],"class_list":["post-71533","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-news-2"],"_links":{"self":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/posts\/71533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/comments?post=71533"}],"version-history":[{"count":1,"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/posts\/71533\/revisions"}],"predecessor-version":[{"id":71785,"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/posts\/71533\/revisions\/71785"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/media\/24804"}],"wp:attachment":[{"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/media?parent=71533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/categories?post=71533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tcm.be\/en\/wp-json\/wp\/v2\/tags?post=71533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}