{"id":69133,"date":"2017-06-19T11:50:00","date_gmt":"2017-06-19T09:50:00","guid":{"rendered":"https:\/\/tcm.be\/glossarium\/factoring-affacturage\/"},"modified":"2026-01-14T22:37:26","modified_gmt":"2026-01-14T21:37:26","slug":"factoring-affacturage","status":"publish","type":"glossarium","link":"https:\/\/tcm.be\/fr\/glossarium\/factoring-affacturage\/","title":{"rendered":"Factoring (Affacturage)"},"content":{"rendered":"\n<p>L\u2019<strong>affacturage<\/strong>&nbsp;(ou&nbsp;<strong>factoring<\/strong>&nbsp;en anglais) est une technique de gestion financi\u00e8re qui permet \u00e0 une entreprise d&#8217;obtenir des liquidit\u00e9s sans pourtant faire un&nbsp;<strong>emprunt<\/strong>&nbsp;traditionnel. La soci\u00e9t\u00e9 en demande de liquidit\u00e9s c\u00e9dera ses factures \u00e9mises mais non encore \u00e9chues \u00e0 un organisme (<strong>factor<\/strong>) contre le montant de ces factures, d\u00e9duction faite d\u2019une commission, sous condition suspensive d\u2019un recouvrement total des factures transmises. En cas de non-paiement de certaines factures, le factor r\u00e9cup\u00e9rera l\u2019argent c\u00e9d\u00e9 \u00e0 l\u2019entreprise.<\/p>\n\n\n\n<p>De plus, le factoring est g\u00e9n\u00e9ralement coupl\u00e9 \u00e0 une assurance cr\u00e9dit (ce qui permet de couvrir le risque de d\u00e9faut de paiement ).<\/p>\n\n\n\n<p>Updated 19\/06\/2017<\/p>\n\n\n\n<p>Les d\u00e9finitions fournies dans cette section r\u00e9f\u00e8rent \u00e0 la situation belge ; sauf si autrement sp\u00e9cifi\u00e9. Les textes r\u00e9sument des concepts en langage commun. Ces r\u00e9sum\u00e9s ne se veulent ni complets ni d\u00e9finitifs. Merci d\u2019envoyer vos suggestions de modifications ou ajouts \u00e0 <a title=\"mail tcm\" href=\"mailto:glossary@tcm.be\">glossary@tcm.be<\/a>.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-69133","glossarium","type-glossarium","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/tcm.be\/fr\/wp-json\/wp\/v2\/glossarium\/69133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tcm.be\/fr\/wp-json\/wp\/v2\/glossarium"}],"about":[{"href":"https:\/\/tcm.be\/fr\/wp-json\/wp\/v2\/types\/glossarium"}],"wp:attachment":[{"href":"https:\/\/tcm.be\/fr\/wp-json\/wp\/v2\/media?parent=69133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}