Legal Debt Collection

Legal collection

IIn only 1% of cases does TCM have to opt for a court approach. Before giving you an estimate of the chances of success and additional costs, we always start with a solvency analysis.

You are then free to choose whether you wish to act legally through TCM.

Which court?

In Belgium, TCM can follow up the proceedings for you. Depending on the defendant, the claims we handle appear before the following tribunals: justice of the peace; court of first instance; company court.

For B2C business < 5000 EUR

The justice of the peace court deals with B2C cases up to usually 5000 EUR (there are also exceptions). If the claim is less than EUR 2000, there is no appeal against the judgment. If it can, it is done before the court of first instance.

For B2C business > 5000 EUR

The court of first instance is competent for B2C claims higher than EUR 5000 (again, there are exceptions). Possibly also for claims of less than 5000 EUR, but then the counterparty can always ask the judge to forward the case to the justice of the peace.

For B2B business

The corporate court has jurisdiction over disputes between merchants (B2B), regardless of the amount.
An individual can also sue a corporation in court. The corporate court also has jurisdiction over liquidations and bankruptcies. The corporate court also handles specific cases such as intellectual property, market conduct, and disputes involving companies, associations or foundations.
A decision for a claim of less than EUR 2,500 cannot be appealed. In this court, not all judges are lawyers, but may be appointed based on their business competencies.

For some years now, there has also been the extrajudicial IOS procedure for uncontested B2B files in Belgium (and by extension for creditors in the Netherlands, France, Germany, Luxembourg, Italy, Spain and Austria with a BE claim). This is a kind of summary procedure whereby one can quickly obtain an enforceable title, but where the procedure can also be quickly contested.

International legal debt collection

Our Partners on-site give us the advantage of knowing the local laws and guiding us through legal proceedings abroad. Necessary documents, statutes of limitations, procedures,… in fact, differ from country to country, so a guide is not unnecessary.

Meer info over minnelijke invordering van mijn factuur

Vraag vandaag nog meer info over wat TCM voor uw specifiek dossier kan betekenen.

Already a client?

You don’t need to download an app — a web address is all you need: on the TCM BE CREDITORS ONLINE webpage, you can view each of your claims in detail, communicate with us, and download statistics.

Request your username and password if desired.

login TCM CREDITORS online
testimonials

Don't take our word for it. Read what our customers say about us.

Klanten van scholen worden met respect benaderd

We note that, in addition to the relatively modest cost charged by TCM, this sensitive matter is handled in a serious manner, the clients of our schools are treated with great respect, and the method followed leads to a high degree of success.

Aartsbisdom Mechelen-Brussel
De outsourcing van onbetaalde facturen gebeurt automatisch

“Just as we take on the entire payroll of our customers, TCM Belgium does the same regarding unpaid invoices. We don’t have to pressure our customers ourselves, and the unpaid invoices automatically go from the bookkeeper to TCM. And this outsourcing ensures that we have a very efficient collaboration with TCM, especially since our unpaid invoices often involve small amounts. Also the possibility of having amicable visits, where the debtor can pay via the payment terminal, are definitely an added value.”

Johny
LWB
TCM werkt duidelijk, innovatief en gebruiksvriendelijk

“We are very satisfied. It’s also very convenient that we can choose which clients we send to you; we’re not obliged to forward everything. TCM accepts the clients we want to pass on, and of course, you receive the most difficult cases. But well, every service has its price, and I believe we’re getting value for money by working with you. That’s why we’ve already recommended your services to the people around us.”

Hugues Dhaeyer
Powerdale

Don’t wait another second – collect your money

Focus on your business, we’ll take care of your outstanding payments. Contact us for more information.

Our Partners

We are recommended by the following Belgian business federations

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